Current interest rate in Pakistan is 10.50% as on 30th January, 2026. Interest rate is the main rate that maintains by State Bank of Pakistan to control the flow of Pakistani currency in Pakistan.
The interest rate maintains at 10.50% for economic stability, control inflation and to boost the economic activities. Moreover, the corridor around this rate includes a ceiling of 11.50% (Reverse Repo) and a floor of 9.50% (Repo Rate).
Key Interest Rates (as of January 30, 2026):
- SBP Policy Rate is currently10.50%.
- Moreover, the SBP Overnight Reverse Repo is 11.50%.
- SBP Overnight Repo is 9.50%.
The decision to maintain the interest rate is made by the Monetary Policy Committee (MPC). Moreover, the decision was made to balance the economic activity. In addition, the decision was taken to control the inflation between 5 to 7 percent. Ypu can also check here the Silver Rate in Pakistan Today
Previously Reported Interest Rate:
SBP Policy rate in Pakistan is currently 15%. This rate is reduced from the 22.5% of interest to 15% in a breakthrough movement by the Government of Pakistan.
Current Interest or Policy Rate Pakistan
Very recently, the State Bank of Pakistan (SBP) has reduced the interest rate upto 2.5 percent which will definately enhance the commerical, economic and financial activities in the country.
What is Interest Rate in Pakistan?
As of today 17.12.2025 the interest rate that is issued by the Central Bank Pakistan is 10.5%. Previously, the interest rate was 11%. The reduction in interest rate suggests and implement by the State Bank of Pakistan to provide easy loans to Pakistanis. You may read the blog on Gold Rate in Pakistan Today
What is KIBOR in Pakistan?
KIBOR is Karachi Inter Bank Offer Rate. Moreover, State Bank of Pakistan issues policy rate on which the commercial banks deals with one another.
People are also asking for:
What is the current SBP interest rate?
Current Interest rate is 10.50 and it is decided in the month of January 2026.
What is today’s interest rate in Pakistan?
Today interest rate is 10.50%.
Which FD gives 9.5 interest rate?What is the current SBP interest rate?
Some of the FD are offering the interest rate as 9.50%. Whereas, the State Bank of Pakistan’s Policy Rate is 10.50%.
Interest rate in Pakistan today 2026
Today as on 30th January, 2026 the interest rate is 10.50% according to the rate announced by the Federal Government of Pakistan.
SBP policy rate today
The SBP Policy rate is same as the interest rate of Pakistan i.e. 10.50%.
SBP Policy rate History:
| Year | Interest or Policy Rate | Descritpion about SBP Interest Rate |
|---|---|---|
| Mid-2023 | 22 % (Peak) | This was the highest interest rate in the history of Pakistan. |
| 2024 at the year end | 13 % | Too control the inflation, interest rate was declined. |
| In the early 2025 | 12 % | Policy rate was maintained to check the inflation. |
| In the mid of 2025 | 11 % | Again reduced the SBP policy rate. |
| At the end of 2025 | 10.5 % | Reduced after long time to boost economic activities. |
| In the start of 2026 | 10.5 % | Maintained. |
The SBP monetary policy today 2026
The SBP monetary policy today 2026 is 10.50% interest rate for all.